PQUSD

PQUSD will be a fully compliant and audited stablecoin, 100% backed by US dollars held in reserve. This transparent and trustworthy stablecoin provides a secure method for facilitating payments and transactions beyond traditional fiat limitations. With PQUSD, users can engage in high-security value transfers with the confidence that each coin is reliably 1:1 pegged to US dollars. This innovative stablecoin is capable of resisting multitudes of cyber attacks, including ones from quantum computers, and this opens new frontiers for ultra-safe digital payments and financial interactions in the digital age.

Secure Value Transfers

PQUSD facilitates secure value transfers, leveraging cutting-edge post-quantum technology that enables users to engage in high-security transactions and payments beyond the limitations of traditional fiat currencies.

Fully Backed by US Dollars

PQUSD is a stablecoin 100% backed by US dollars held in reserve. This means that for every PQUSD coin in circulation, there is an equivalent US dollar or cash instrument held in reserve to back it.

Stable and Reliable

By being pegged 1:1 to the US dollar, PQUSD provides a stable and reliable store of value and means of exchange, mitigating the volatility often associated with other cryptocurrencies.

Audited and Compliant

PQUSD is fully audited and compliant, ensuring transparency and adherence to regulatory standards. This adds to its trustworthiness and reliability as a digital asset.

Innovative
Digital Payments

PQUSD represents an innovative solution for transparent digital payments and financial interactions in the modern digital age, opening new frontiers for secure and reliable transactions.

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Use PQUSD To Settle Payment Today

Technical Paper

FAQs

During PQUSD’s soft-launch phase, we will only be accepting entity investors, such as businesses, organizations, and institutions. This controlled rollout allows us to fine-tune our systems and be regulatory compliant.

We will provide further notice when individual investors will be accepted, so please stay tuned for updates. This phased approach enables us to deliver the best possible service to all our users as we scale up operations.
Individual investors can acquire PQUSD through both decentralized and centralized cryptocurrency exchanges. Decentralized exchanges (DEX) enable peer-to-peer transactions without intermediaries, while centralized exchanges (CEX) provide traditional trading infrastructure with additional services. Stay tuned for which DEXes and CEXes will offer PQUSD.
PQA Labs is committed to regulatory compliance by ensuring that PQUSD adheres to relevant laws and regulations while maintaining quantum resistance. We actively engage with jurisdictions worldwide, including Hong Kong and Switzerland, to ensure PQUSD remains compliant with regulatory frameworks and to foster a responsible and sustainable stablecoin ecosystem. By prioritizing regulatory compliance, PQA Labs aims to build trust among users and investors while establishing PQUSD as a reliable and compliant digital currency.
With a team of experts in the fields of cryptography, blockchain infrastructure, and cybersecurity, PQUSD can withstand the challenges presented by traditional cyberattacks. PQUSD further ensures the security and integrity of all assets and transactions on-chain against emerging quantum threats. This is PQUSD’s most important value proposition as it stands out as the leading quantum-resistant solution to the stablecoin industry.
PQA Labs works closely with the Abelian Foundation to develop and implement post-quantum blockchain solutions. Abelian is a Layer 1, Proof-of-Work blockchain network that is designed to be quantum-resistant. Unlike other major blockchains such as Bitcoin and Ethereum, Abelian utilizes NIST-standardized lattice-based cryptography such as Crystals-Kyber and Crystals-Dilithium to secure digital signatures and private keys – making it resilient against potential threats from quantum computers.

This partnership combines PQA Labs' expertise in traditional finance and post-quantum applications with Abelian's quantum-resistant blockchain infrastructure. By working together, they aim to create a secure and future-proof environment for digital assets and financial transactions in the era of quantum computing.
PQUSD, as a stablecoin, simplifies interactions between the real world and the digital asset world. PQUSD is fully committed to maintaining 100 percent reserve backing to ensure a constant and secure 1:1 peg to the underlying US dollar fiat currency. This makes PQUSD more appealing and suitable to users and investors who are wary of the volatility associated with traditional cryptocurrency price fluctuations.
PQUSD's platform is built to be transparent at all times. All PQUSD in circulation are backed 100 percent by PQUSD's reserves in fiat US dollars.

In our unwavering commitment to transparency and trust, PQUSD performs monthly attestations conducted by an independent, third-party auditor. These regular assessments provide an additional layer of assurance for our users and investors. The monthly attestation process involves a comprehensive review of PQUSD’s reserves, ensuring that the circulating supply of our stablecoin is fully collateralized by the underlying assets.

PQUSD also plans to use Proof-of-Reserve technology to further ensure transparency and reliability. With the implementation of Proof-of-Reserve mechanism, the minting of PQUSD can be programmatically controlled by real-time on-chain verification of off-chain reserves. Reserve data for PQUSD will be aggregated and served on-chain through a decentralized oracle network.
The PQUSD acquisition process is thorough yet straightforward, designed to ensure compliance and security.

Account Setup: Prospective users provide detailed business information, identity verification documents, and set monthly transaction limits. Two-factor authentication (2FA) is required for added security.

Verification: We conduct a Know Your Customer/Know Your Business (KYC/KYB) process using third-party vendors to verify information, check backgrounds, and confirm business legitimacy. A risk assessment is also performed.

Wallet and Bank Linking: Users must link a cryptocurrency wallet for PQUSD and a bank account for fiat exchanges.

Final Approval: The PQUSD platform administrator reviews all steps and, upon approval, activates the account for PQUSD procurement.
Yes, there is a minimum initial investment requirement for PQUSD. The minimum "buy-in" amount is $100,000 (one hundred thousand US dollars). This threshold ensures that participants have a significant commitment to the platform and helps maintain the stability and liquidity of the PQUSD ecosystem. Potential investors should be aware of this minimum requirement when considering participation in PQUSD-related financial activities.

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